Portfolio Monitoring

Ensure loan data is accurate and up-to-date on a daily basis.

Forecast remittance payments to validate expected payments are received. Normalize data across multiple servicers to provide consistent reporting and analysis.

Product Highlights

  • ► Accept servicer remittance files in multiple formats through automated integrations

    ►Run data checks to confirm accuracy of data

    ► Keep loan info up-to-date with latest servicing data

    ► Forecast P&I payments and reconcile against the servicer’s report

    ► Track monthly servicing updates for securitized loans

Servicer Updates

  • ► Report on portfolio rolls, speeds, and delinquency trends

    ► Track payment, modification, loss mitigation, bankruptcy, and foreclosure histories at a loan-level

    ► Properly categorize advances and expenses

Reporting

  • ► Automatically generate journals for loan purchases, sales and monthly remittance updates

    ► Manage inter-entity transfers and book resulting journal entries

    ► Enter and allocate cash receipts from servicers

    ► Reconcile loan-level cash activity against the servicer’s cash receipt

Cash Activity

  • ► Run cash flow projections on pre-settled and inventory loans

    ► Calculate loan-level IRR and book yield on any loan instantaneously

    ► Re-calculate cash flows automatically when purchasing loans and applying remittances

Cash Flow Projections

  • ► Manage seller putbacks, premium recaptures, and repurchases

    ► Automatically initiate a claim when an EPD or EPO clause is breached

    ►Clear conditions with the seller

    ►Sign funding schedules powered by DocuSign

Claims