Product Features

Cloud based or on-premises.

SSAE-16 audited hosted platform with full disaster recovery and enterprise-grade security means freedom from infrastructure worries and costs. A multi-instance architecture means your data is never commingled with other clients.  The LMS platform can also be installed on your company's servers.

Market tested. 

The SSI platform was built around the needs of the whole loan aggregation and securitization business. Our products have been refined through rigorous use by our clients, and reflect industry best practices.

Highly configurable.

LoanTalk allows users to integrate into client’s existing technology, as well as incorporate third party service providers and customers. Users can define their own calculations. Quick changes can be made to external models, data formats and service providers.

Comprehensive loan data model.

The system supports a wide variety of products, including scratch and dent, reverse mortgages, and non-US assets, and loans in multiple currencies.  Historical servicing data is captured, including P&I, delinquency, and REO information. Capturing third party service results, such as credit data, property valuations, and fraud checks is also available. 

Powerful reporting and querying. 

Dashboarding features are built right into the platform, making third party business intelligence add-ons unnecessary.. Collateral overviews, strats, and structuring replines. Aggregate and detail views of loan position. Seller and channel trend reports. Loan-level exports in a variety of output formats. Ad-hoc queries at an aggregate or loan level.  

Customized business logic.

Key business processes, such as new trades or deal closings, can be configured to trigger validations, generate template-based notifications, schedule subsequent tasks, and send data feeds to both internal and external systems. Business rules are defined through intuitive editors, allowing line-of-business managers to control and direct critical business processes.

Integrated imaged documents.

Imaged documents can be managed at the loan, commitment, and customer level. All documents are stored securely in the LMS database. Doc management is fully supported by LoanTalk integration, making bulk uploads from sellers and diligence vendors a snap. Docs for one or a thousand loans can be extracted at the touch of a button for delivery to investors or ratings agencies.

Auditing and rights management.

Our flexible roles and rights mechanism brings true enterprise-level controls to a client's business, allowing detailed control of access and edit permissions. System-wide audit trail functionality ensures accountability and adherence to firm policies.

Proven technologies.

SSI products are built on the .NET 4.5 framework using MVC 4.0 and Microsoft Sql Server.  100% web browser based with no add-ins to install. Scalable to tens of millions of loans and beyond.

Dead simple integration.

 

LoanTalk enables automation and real-time integration between SSI products and other internal systems, models and third party vendor systems.  System integrations can be created and maintained by non-programmers.  Learn more -->