Agency Pricing Pooling and Delivery
SSI’s Loan Management System (LMS) is an ideal solution for consolidating loan pooling, agency delivery, and asset sales functions onto one streamlined platform. LMS facilitates true “straight-through processing” for agency pooling and delivery, from initial MBS best-execution analysis to pool creation, data edits/corrections, and final upload to the Agencies or private investors.
- Seamless integration with bank LOS and servicing systems
- Perform best-execution pooling to create an optimal pooling allocation of loans available for sale
- Manage loan delivery workflow for agency, whole loan sale, and nonagency MBS executions
- Both pool and loan-by-loan delivery (including forward flow sales) can be captured
- Accommodates the entire spectrum of mortgage products, including HECMs and HELOCs
- Load data and document issues from custodians and agency edits, and enable analysts to resolve discrepancies during the delivery process
- Access 3rd party data such as pricing, analytics, and risk management tools
- Create pooling files in required Fannie, Freddie, and Ginnie formats
- Highly configurable to accommodate unique bank strategies and private investor stips
- Monitor, manage and respond to repurchase requests
